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1st Floor Lona House
212 Upper Buitengracht
Bo Kaap, Cape Town, 8001

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Jaime-Lee Gardner
jaime@estate-living.co.za
072 171 1979

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Louise Martin
louise@estate-living.co.za
073 335 4084

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Retirement and Healthcare

July 2018

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Retirement and Healthcare

July 2018

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< 1 min read
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What could push interest rates up?

< 1 min readWith interest rates the lowest they’ve been in 50 years, there’s never been a better time to get onto the property ladder. In March, the South African Reserve Bank (SARB) kept the repo rate at a record low 3.5%. They are likely to maintain it at this rate for most of 2021, which means homeowners are unlikely to see any increases in their mortgage repayments this year.

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The tax benefits of moving to Mauritius, Portugal, and Cyprus

< 1 min readJust two years ago the International Monetary Fund (IMF) declared in a report that South Africans live in one of the 10 most heavily taxed countries in the world (tax-to-GDP ratio). Back in 2019, the report highlighted that personal income taxes had increased by 125% in just ten years.

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Rising sea levels threaten coastal homes

< 1 min readAs low-lying coastal homes are threatened by rising sea levels and extreme weather events, some landowners and governments are proposing proactive action. While others, of course, bury their heads in the sand, hoping against all logic to defy the tides in an ironic twist of the story of King Canute.

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Emigrating?

< 1 min readThe process of relocating can be pretty stressful, so the last thing you want is to find out you can’t take your best friend with you. We have done everything we can to ensure that the information below is accurate but regulations do change, and some are – not to put too fine a point on it – somewhat ambiguously worded, so please double check with the relevant authorities before committing.

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Land expropriation without compensation

< 1 min readUtter the words ‘land expropriation without compensation’ and the reactions you get will be mixed. But it’s a topic that’s guaranteed to be brought up around the dinner table thanks to the impending local elections.

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Fifteen West

< 1 min readFifteen West is the newest residential precinct launched within Heritage Villas Valriche. Ideally located near to both Heritage C Beach Club and Heritage Golf Club, it offers a unique collection of newly-built freehold villas of varying sizes in single and double-storey configurations.

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Creole culture

< 1 min readCreole cultures, which evolved in many countries with a colonial past, are increasingly recognising that they have more similarities than differences with their many counterparts all over the world. In fact, Creole culture almost transcends borders.

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Forged in flame

< 1 min readWhat is the lesson we take home as we count the cost, and to try to reconstruct, after this last in a series of devastating fires? We need to think – not just about how we deal with the aftermath, or even how we deal with the actual fires – but how we prevent them from happening again. And, for those of us responsible for large tracts of land, like estates, it’s not just an academic exercise.

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Privatisation of service provision

< 1 min readRecent events indicate the emergence of an alternative model for the management of services like water and waste. Several separate initiatives are under way, currently unconnected, but all moving in a similar direction. In areas where municipalities have failed, courts have ruled in favour of residents’ associations, giving them the right to manage water and waste. It is evident that, with increased support from National Treasury and the Presidency, a new model is emerging that will enable private capital to be raised for clearly defined public services provision.

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Thinking of investing and living abroad?

< 1 min readWhile there are many reasons for emigrating, financial affairs play a large part in both the decision to emigrate, and the success of immigration applications. Tax is, of course, a large part of an immigration-through-investment process, and it can be quite complex. Caleo Capital, a South African wealth management company with a global footprint, works closely with 12 Star Capital to ensure a smooth financial transition for South Africans emigrating to the USA.

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Construction’s deepening skills crisis

< 1 min readWhen the government recently published a new proposed list of critical skills, or high-demand occupations, which would make it easier for certain foreign workers to get visas to work and live in South Africa, ‘project manager’ was a recurring theme across industries. Construction – which has suffered a severe project management skills shortage for years – emerged as a particular problem area.

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Sun, sea and a Covid shot

< 1 min readThe Maldives has recently announced plans to kickstart their 3V programme, allowing foreigners to visit, vaccinate and vacation on the small archipelago. Despite having a relatively firm grip on the spread of COVID-19 since the onset of the pandemic (they boast a recovery rate of more than 90% and a mortality rate of 0.3%), the local economy has taken a battering, and the unemployment rate is the highest on record.

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Domaine de Teredom

< 1 min readMagnificent luxury villas of Domaine de Teredom, a PDS in the heart of nature in Tamarin, Mauritius, yet close to all amenities in the village

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Lorlamer

< 1 min readThe Luxury apartments and penthouses of Lorlamer, a Ground + 2 scheme in Black River, on the West Coast of Mauritius

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Round houses

< 1 min readFrom Transkei to Alaska, round houses have been the norm for centuries – more probably millennia. In fact, it was only with the (in some case quite strong) encouragement of missionaries that Christian converts started to build ‘civilised’ square houses in southern Africa. But, while in some places and societies the stigma of ‘primitiveness’ is still associated with round houses, many forward-thinking architects and planners in all parts of the world are rediscovering the advantages of circular dwellings, and have been for decades.

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Le Morne Brabant

< 1 min readLe Morne Brabant, one of Mauritius’s two World Heritage Sites, is renowned as much for its fabulous scenery and exciting outdoor activities as for its fascinating cultural and historic heritage.

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Emigrating to the United States

< 1 min readSouth African Shaun Minnie, who emigrated to the United States on the EB-5 Program with his family, chats about the pros and cons, highs and lows.

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Bayview Estate @ Cap Marina

< 1 min readThe townhouses are available in two-bedroom and three bedroom designs. The interior design is characterized by abundant use of light wood and fabrics. White colors provide a stylish and elegant contrast with the wooden textures. The three-bedroom duplex comes with a jacuzzi and an outdoor plunge pool.

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Sileview

< 1 min readSileview apartments, duplexes and penthouses in a prestigious residence in Tamarin, west coast of Mauritius. Located on the heights of Tamarin, this project of 10 apartments combines space, comfort, refinement and tranquility.

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Are you a South African who is over 50 and looking to emigrate or invest in Mauritius?

< 1 min readMauritius offers South Africans over the age of 50 a number of options when it comes to emigrating or investing in property. With a selection of visa’s that accommodate both your lifestyle and investment threshold.

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