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ESTATE LIVING
1st Floor Lona House
212 Upper Buitengracht
Bo Kaap, Cape Town, 8001

BUSINESS DEVELOPMENT
Jaime-Lee Gardner
jaime@estate-living.co.za
072 171 1979

CREATIVE, DESIGN & CONTENT
Louise Martin
louise@estate-living.co.za
073 335 4084

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Planning your retirement – How does retirement lifestyle options affect a retirement plan

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Planning your retirement – How does retirement lifestyle options affect a retirement plan

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2 min read

In Part Two of #ExpertInsight Planning your Retirement, Estate Living and Tiaan Herselman, Head of Advice at Old Mutual, present an informative scenario planning session, where we consider the impact of three retirement options (Life Right, Sectional Title and Age at Home ) and how this could potentially affect one’s retirement plan. Each scenario considers retirement options and other factors that might impact your overall retirement plan.

Chapters:

00:00 Open
00:30 Louise Martin | Estate Living – Welcome and Introductions
02:26 Tiaan Herselman | Old Mutual Wealth, Head of advice
03:26 Louise Martin – Recap options from Part 1
04:13 Tiaan Herselman – Retirement living scenario planning
05:04 Tiaan Herselman – The important factors to consider in any retirement plan
07:03 Tiaan Herselman – Integrated wealth planning
07:50 Tiaan Herselman – Sustaining your lifestyle
09:41 Tiaan Herselman – Practical example introduction
16:15 Tiaan Herselman – Practical example: Improving a retirement plan – Targetting a higher return and fixing liquidity problems
19:55 Tiaan Herselman – Practical example: Adding to the retirement plan – Frail care and Medical Aid
22:30 Tiaan Herselman – Practical example: The new plan after the first set of trade offs
23:16 Tiaan Herselman – Practical example: Retirement living options
26:08 Tiaan Herselman – Practical example: Option 1 – Sectional Title
27:16 Tiaan Herselman – Practical example: Option 2 – Freehold Property
28:43 Tiaan Herselman – Practical example: Option 3 – Liferight Purchase
30:02 Tiaan Herselman – Practical example: Option 4 – Age at home
31:23 Tiaan Herselman – Practical example: Summary of 4 options
32:50 Tiaan Herselman – Practical example: Recap
34:24 Tiaan Herselman – Closing and summary
35:48 Louise Martin – Price point clarification
37:50 Louise Martin – Q&A: The Life Wrapped option
40:08 Louise Martin – Q&A: Factoring in unexpected losses like was caused by COVID
42:23 Louise Martin – Q&A: Getting liquidity out of your property
45:59 Louise Martin – Q&A: The flexibility of planning to move between retirement living options
48:14 Louise Martin – Closing
49:27 Close

Partner in this webinar

Old Mutual

Old Mutual was established in Cape Town in 1845 as South Africa’s first mutual life insurance company, offering financial security in uncertain times.  

Watch part 1

WATCH:

Planning your retirement – What are some of the options in South Africa?

2 min read When discussing retirement, we generally look at the cornerstones of retirement – financial security, physical security, health security and security of tenure. With this in mind, Estate Living has brought together three experts in this webinar representing three retirement options – purchasing a sectional title unit or life right unit within a retirement village and the costs associated with ageing at home in South Africa.

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