Prosperity Wealth is a Birmingham-based UK property developer and investment consultancy that has built and delivered high-specification buy-to-let homes for a global investor audience since 2007.

We build the homes. We let the homes. We manage the homes. Prosperity keeps the whole chain in-house, sourcing, build, completion, lettings and management, from start to finish.

Positioning: affordable entry into UK property for international investors. Instead of a lump-sum deposit, clients spread their deposit monthly across the build period, then own a fully managed, high-yielding asset with no day-to-day involvement.

Company History and Track Record

Our story

We operate as both a developer and master agent within the same group of companies. We have built a comprehensive ecosystem that covers all parts of the property investment journey, from development and sales through to management and beyond. 

Track record

• 18+ years creating wealth through property
• 46 developments completed, with more in the pipeline
• £416m portfolio
• Award-winning: Midlands Residential Developer of the Year 2024
• Over 4,000 homes built and delivered across the UK since 2007 
• Headquartered in Birmingham.

Notable projects

• Broad Oaks, St Georges Saure – New build housing 
• Smithfield, Southside Residences – Prime city centre 
• All Saints, Lakeside, Crown Works  – PDR projects 

Customer survey 2025

We surveyed over 150 of our customers about their investment journeys. Results published in “The Prosperity Experience” brochure:

• 82% confirmed communications were clear and evident
• 5-star customer service, according to 80% of customers
• 85.5% were extremely or very satisfied with their completed homes
• 92% were extremely or very satisfied with their value for money
• 70% overall satisfaction across the entire experience
• 56% of customers return to purchase a second property within 2 years
• Over 80% of investors say they would choose Prosperity again (the brochure also shows this as 85%, so confirm the exact figure before quoting)

Core services

Prosperity manages the whole investment from start to finish, so clients deal with one group for every step.

Service	What clients get
UK buy-to-let property	Off-plan new build and conversion homes in high-demand UK locations, chosen for yield
Flexible payment plans	Deposit spread monthly across the build, interest-free, with no lump sum
Cash and no-mortgage routes	Purchase options that need no broker, lender or mortgage
In-house mortgage desk	Buy-to-let mortgage specialists with whole-of-market broker access, including for non-UK clients
Legal and conveyancing	A nominated solicitor for every development, keeping purchases moving
Lettings and property management	In-house through Lamont & Co: tenant finding, rent collection, maintenance and compliance
Rental assurance	Rental income from completion, with no voids
Portfolio growth	Early access to new developments, loyalty benefits and strategy consultations for repeat investors

Investment markets and regions

Every Prosperity property is in the UK; our investors come from more than 40 countries.

Where we build and invest (UK)

• Birmingham: our home city and the UK’s fastest-growing major city, in one of the world’s strongest-performing property markets
• The Midlands: Nottingham and Derby
• East of England: Norwich and Cambridgeshire
• Other high-demand UK locations, each chosen for rental yield

Where our investors are

• United Kingdom, with our head office in Birmingham
• UAE and the GCC, served from our Dubai office
• Asia, Africa and further international markets, through investors and partner introducers in 40+ countries
• South Africa: a growing focus for 2027, starting with the Estate Living event in Cape Town

Ideal investor profile

Our ideal investor wants a hands-off, income-producing UK asset held in pounds sterling, without tying up a large lump sum.

• Offshore diversifiers: professionals and business owners looking to hold part of their wealth in a hard-currency UK asset
• Long-term thinkers: comfortable with a two-year build and a 5–10 year hold for rental income and capital growth
• Hands-off investors: happy for Prosperity to manage the build, letting and management end to end
• Monthly savers: prefer to build a deposit from income rather than release a lump sum

Range	Best suited to
Flagship	High-net-worth investors, portfolio builders, pension drawdown
New Homes	First-time investors and family buyers
Province	Yield-focused and regional investors

Why investors choose Prosperity Wealth

From urban living to country life, we’ve built and delivered over 4,000 homes across the UK since 2007, and we’re recognised as industry leaders in building wealth for clients globally through secure, high-yielding buy-to-let property.

• Track record: 18+ years, 4,126+ homes, £509m GDV and 50+ schemes delivered.
• No lump sum: the deposit is paid monthly, interest-free, across the build.
• Built-in equity: off-plan pricing means value from day one of completion.
• Yields of up to 8%, with rental assurance from completion and 98% occupancy across our managed homes.
• One group, start to finish: build, letting and management all in-house, with one point of contact.
• Secure by design: funds held in a segregated client account and released only at signed-off build milestones; each development held in its own company; every scheme fully funded before construction starts; title registered at HM Land Registry; 10-year NHBC (or equivalent) warranty.
• Investors come back: 82% of customers say they would invest with Prosperity again, and 56% buy a second property within two years.
• Award-winning: Midlands Residential Developer of the Year.

Payment structures

• No lump sum: the deposit is paid monthly across the development build period, which is usually 2 years
• A range of payment plans: a choice of options to suit individual circumstances and long-term financial goals 

Worked example: payment timeline at £100,000

Stage	Share	Amount	Notes
Reservation	5%	£5,000	Introducer gets paid here
Over the build	25%	£1,042 per month	Interest-free over 24 months, typically; builds a total deposit of 30%
On completion	70%	£70,000	Cash or mortgage on completion

The balance of the deposit is divided by the number of months the development will take to build and paid monthly, typically over 24 months. 

Product ranges

Range	Current scheme	Key features	Best for
Flagship New build city centre	Smithfield, Birmingham	Super-prime and luxury, high amenity, city centre landmark, premium specification, residents’ amenity and concierge. Yields of up to 7%.	HNW clients, portfolio builders, higher income clients
New Build Homes	St Georges, Cambridgeshire	Freehold 1 to 4 bedroom homes, zero energy bills for 10 years, solar, heat pump and battery storage. Yields of up to 6%.	First-time investors, family buyers
PDR	Lakeside – Nottingham, All Saints – Chesterfield	High-yield, affordable and quality, in high-performing UK towns with strong rental yields and accessible entry prices.	Yield-focused, regional investors, first-time investors

Core messages for investors

• Monthly payment plan: no lump sum deposit. The deposit is built through monthly payments over the build period, working towards a 30% deposit.
• Hands-off and end-to-end: Prosperity manages the process from start to finish, with in-house mortgage and management teams.
• Rental: lettings and management packages for hands-off letting.
• Locations with rental demand: developments focus on UK locations with strong demand, including Birmingham, Nottingham and Chesterfield.
• Yields: locations with strong rental yields and sites where this is achievable for buyers 
• Audiences: first-time buyers, people moving up the ladder, and investors expanding a portfolio, including overseas investors.